Not long ago, Matthew Salesses learned a lesson, cherished by many writers, that truth can be stranger than fiction. Unfortunately, he had to learn it through a relationship (and a literal) trial by fire.As it turns out, he said, the story of accidentally setting his wife’s hair ablaze — while in the act of apologizing for accidentally breaking her hand in a slammed door — made for pretty good material.“In fiction, you’re always trying to make it feel like an event could actually happen,” said Salesses, whose stories have been published in “American Short Fiction,” “Glimmer Train,” and elsewhere. “When you’re writing something that’s already true, people just accept it, even if it seems insane.”He certainly has enough real-life material to write about. For the past two years, Salesses, a faculty and staff assistant at Harvard Kennedy School (HKS), has been balancing a full-time day job with a thriving, productive writing career he pursues by night. In December, he learned he would soon be adding another ball to his juggling act: fatherhood.Although trained in fiction writing, Salesses, 29, has been chronicling his young marriage, and now the road to parenthood, at the online men’s magazine The Good Men Project, where he also serves as fiction editor. Like his fiction, his “Love Recorded” column injects a sharp dose of insight into everyday domesticity. When he writes of himself and his wife, “We are worriers,” it’s a sign of both their impending-birth anxieties and Salesses’ tendency to read meaning into the most mundane events.“I wasn’t interested in writing memoir at all, until I started writing this column,” he said. “Now I almost enjoy it more than fiction.”Salesses was born in South Korea and adopted by American parents at age 2. He grew up in Storrs, Conn., and attended the University of North Carolina, Chapel Hill, where he studied English and creative writing.After college he decided to teach English abroad, first in Prague and then in South Korea. He spoke no Korean, and ate Frosted Flakes for three weeks because he couldn’t figure out how to order food.“It was awful,” he said. “I lost 20 pounds.”Salesses met another English instructor, Cathreen, a Korean woman who would become first his translator, then his wife.“There was a period of time where she was like, ‘I’m never going to marry an American,’ ” he said with a laugh. “I think at the end of that period she still didn’t like America, but she liked me.”He moved back to the United States in 2006 to pursue an M.F.A. at Emerson College, where he worked closely with novelist Margot Livesey and edited “Redivider,” Emerson’s literary journal. The period was fruitful; he has already published a book of flash fiction, “Our Island of Epidemics,” and has a novella, “The Last Repatriate,” coming out this fall.After graduating, he took the job at HKS, organizing weekly seminars for the Multidisciplinary Program in Inequality and Social Policy, and assisting Christopher Jencks, Malcolm Wiener Professor of Social Policy, and Jane Mansbridge, Adams Professor of Political Leadership and Democratic Values. He’s grateful to have a day job at Harvard, but recognizes that as a writer he’s had to embrace a double life.“There’s no career path for this,” he said.Still, Salesses wouldn’t be the first person in his position at HKS to crack the code of the literary world. In 2009, Jencks and Mansbridge’s former faculty assistant, Paul Yoon, published a collection of stories, “Once the Shore,” to rave reviews, including in the New York Times Book Review.For now, Salesses is busy editing a manuscript for a novel and preparing for baby Grace, due July 4. But the arrival of a new daughter won’t deter Salesses from his writing, he said.“I think writers are always thinking about writing as high a priority as anything else in their lives, or they’d quit,” he said.
How Dell’s LGBT employee resource group, Pride, is making inroads, opening dialogue Dell’s Pride ERG members participating in Panama’s Pride parade in July 2016.Human resources professional Nikki Gibson feels comfortable – and proud – about placing a picture of her family on her work desk.On the surface, that may seem part of everyday work life for any professional. But as Nikki will tell you, it’s not.While she feels good about bringing her full self to work – many in the lesbian, gay, bisexual and transgender (LGBT) community around the world feel unable to open up about who they are, do not have equal rights and are not free to express themselves.In her recent article, “Why supporting the LGBT community is good for business” in The Tennessean, Nikki talks about how employees can fully engage only when they feel comfortable enough to be their authentic selves in the workplace. Nikki is a human resources site lead for Dell in Nashville, and has been with Dell for 17 years. She is also the co-lead of Dell’s North America Pride employee resource group, better known around Dell as the Pride ERG – a group for LGBT employees and allies.Pride is one of 14 Dell ERGs, groups that connect team members around focus areas such as gender, ethnicity, sexual orientation and background.Nikki’s desk photo shows her with her partner, Sonia, at an end-of-year work party. Her story helps demonstrate how a workplace is made better because of diversity.Selisse Berry, Out & Equal founder and CEO, points out that more and more companies are making moves to support fairness and equality for LGBT people because they feel it’s the right thing to do, and it’s also good for business. Out & Equal is the world’s largest non-profit dedicated to achieving LGBT workplace equality, and a partner of Dell’s since 2003.“In 1996 only four percent of Fortune 500 companies had policies in place to protect their employees from discrimination based on sexual orientation,” Berry says. “Now, through the hard work of Out & Equal and our corporate partners – including Dell – 94 percent of those companies have policies in place in 2017.”Dell is proud of its work to put such protections in place more than 20 years ago in the company’s early years. Its industry leadership in driving workplace equality has earned Dell ongoing recognition, including recently: a seventh year on Diversity Inc.’s Top 50, a 100 percent rating on HRC’s Corporate Equality Index (13th consecutive year), and an Outie Award at the Out & Equal Workplace Summit in 2016.Berry adds, “Still, the fight to protect LGBT rights in the workplace is as crucial as ever. One in four LGBT employees report experiencing employment discrimination in the last five years.”Given this contradiction of progress and challenges, now is the time for business leaders to take an active role in supporting LGBT equality globally.Dell strives to create a safe environment where all employees can thrive. Members of the LGBT community face legal and cultural challenges in many regions of the world, but at Dell we are committed to one global culture of acceptance.The inclusion journey does not happen overnight. An accepting culture takes cultivating – and Dell’s Pride ERG is a powerful force in that work.With rapid growth over the past several years, Pride has recently gained new ground by starting chapters in locations where identifying as LGBT is not widely accepted.In 2016, Dell team members brought Pride to Dell’s Asia Pacific-Japan and China (APJC) region with the launch of our Sydney chapter. To create the APJC region’s first chapter, team members presented executives with the business case for proactively supporting LGBT issues. Shortly after, the Sydney chapter launch led to the creation of a remote Pride chapter to meet the immediate demand from APJC team members outside of Australia.In 2017, Dell participated in its first LGBT job fair in Asia. Dell team members had the opportunity to meet prospective job seekers in Shanghai and share Dell’s inclusion journey with over 500 attendees. Also in 2017, Dell will launch a live LGBT awareness campaign in Singapore in partnership with Bloomberg. These are just a few examples of the exciting expansion expected to continue in the region.“Pride makes me feel like I can be a leader within DellShare“Pride makes me feel like I can be a leader within Dell,” said Enterprise Technical Training Advisor Isabel Kenner, who serves as Pride’s APJC regional lead. “I can offer myself as a person who can be approached with questions, and I can be involved in the development of better policies and practices.”In Dell’s Latin America (LATAM) region, the Panama Pride chapter continues to grow, not only in membership but also in influence. The 2016 launch of Mexico’s first Pride chapter helped LATAM grow its overall Pride membership by 51 percent over 2016.Said Jorge Villarreal, enterprise storage engineer, “Pride is a promise that I can come to work and be myself. A promise that I can still do a great job and still be valued for who I really am: a professional.”In 2015, ERG members led Dell to become the first company with a corporate presence at Panama’s annual Pride parade. This paved the way for other companies such as Caterpillar and P&G to join Dell in the parade this year.Dell’s Pride Panama ERG recently launched a learning program designed to deliver computer and English classes to at-risk members of the transgender community. Other Pride chapters and local companies are looking to replicate the initiative.In North America, Dell is continually advancing workplace equality. One example is the North America Pride chapter’s recent efforts with other companies and citizens to lobby at the Texas state capital against anti-LGBTQ legislation being considered.Growing our diversity by strengthening our support for LGBT team members is one of Dell’s success stories. As Nikki points out in her article, “Forward-thinking people see diversity as a tremendous asset… technology changes so quickly that the field requires forward-thinking, creative people with great diversity in thought.Dell’s ability to attract people like that is a huge part of our success.”This article shares one example of how Dell is committed to driving human progress by putting our technology and expertise to work where it can do the most good for people and the planet. We call this our Legacy of Good.Explore our FY17 Annual update on our 2020 Legacy of Good Plan at legacyodgood.dell.com.
Twitter is enlisting its users to help combat misinformation on its service by flagging and notating misleading and false tweets. The pilot program, called Birdwatch, allows a preselected group of users who sign up through Twitter. People who want to sign up must have a U.S.-based phone carrier, verified email and phone number and no recent Twitter rule violations. Twitter says it wants both experts and non-experts to write Birdwatch notes. Twitter, along with other social media companies, has been grappling how best to combat misinformation on its service. Despite tightened rules and enforcement, falsehoods about the U.S. presidential election and the coronavirus continue to spread.
A host of Broadway (Newsies) favorites complete the casting for Peter Pan Live!. Ryan Steele will play Lost Boy Curly, with Bryce Ryness as Pirate Starkey and Jason Gotay as Lost Boy Tootles. They join the previously announced Allison Williams as Pan, Christopher Walken as Captain Hook, Christian Borle as Mr. Darling/Smee, Kelli O’Hara as Mrs. Darling, Taylor Louderman as Wendy Darling and Alanna Saunders as Tiger Lily. The telecast will air on December 4 at 8PM EST.We now know that the company will also feature Michael Park (Pirate Cecco), Caitlin Houlahan (Jane), Jake Lucas (John Darling), John Allyn (Michael Darling), Jacob Guzman (Lost Boy Twin 1), David Guzman (Lost Boy Twin 2), Chris McCarrell (Lost Boy Nibs), F. Michael Haynie (Lost Boy Sniffler), Dyllon Burnside (Lost Boy Prickles), Daniel Quadrino (Lost Boy Bunting), Garett Hawe (Lost Boy Patches), Michael Hartung (Lost Boy Sniffler), Chris Sullivan (Pirate Noodler), Alan H. Green (Pirate Cookson), Austin Lesch (Pirate Bill Jukes), T. Oliver Reid (Pirate Oliver Shreeks/Islander), Gary Milner (Pirate The Vicar/Islander), Matt Wall (Pirate Skylights/Islander), Ryan Andes (Pirate Admirable Chrichton) and John Arthur Greene (Pirate Robert Mullins/Islander). Other Pirates and Islanders include Dominique Kelley, Marty Lawson, Charlie Williams, Michael Munday, CJ Tyson, Alex Wong, Andrew Pirozzi, James Brown III and Keenan Washington.A Great White Way family classic, Peter Pan premiered on October 20, 1954 at the Winter Garden Theatre, featuring a book by J.M. Barrie, music by Mark “Moose” Charlap and Jule Style, lyrics by Carolyn Leigh, Betty Comden and Adolph Green, direction and choreography by Jerome Robbins and Mary Martin in the lead role of the boy who won’t grow up. NBC has broadcast the musical live a total of three times previously: in 1955 (when it reached 65 million viewers), 1956 and 1960. The show has been revived five times on Broadway since. The tuner’s classic songs include “I’m Flying,” “I’ve Gotta Crow,” “I Won’t Grow Up” and “Never Never Land.”The broadcast is the Peacock Network’s follow-up to the highly rated Sound of Music Live!, which featured Carrie Underwood along with many Broadway favorites. Star Files View Comments Bryce Ryness
The hottest mountain town below the Mason- Dixon? It’s not uber-hip Asheville, N.C., or trendy and athletic Charlottesville, Va. It’s not the dirt-bag paradise of Boone, or up-and-comer Fayetteville, W.Vva. It’s Chattanooga, Tennessee, a former industrial town that was once dubbed the “dirtiest city in America” by the federal government thanks to the city’s alarming levels of pollution emissions. Today, Chattanooga has eschewed its industrial image and emerged as a paradise of singletrack, rock, and rivers. Boaters, climbers, runners, and bikers are now flocking to the city for the world-class recreation that sits literally on the edge of town.Randy Whorton moved to Chattanooga with his wife from Boulder, Colo., expecting to spend a year, maybe two, in the Southern town before heading back to the Rockies. Seven years later, the Whortons have no intentions of heading west.“We had no idea that the recreation would be this good,” says Whorton, founder of Wild Trails, a nonprofit that distributes grants to clubs for local trail construction and maintenance. “There’s so much singletrack around this city, it’s unbelievable.”Chattanooga sits on a dramatic bend in the Tennessee River, virtually surrounded by the short, but steep mountains that make up the Tennessee River Gorge. Much of that land is a mix of state parks, forests, private conservancy, and Tennessee Valley Authority land that’s open to the public and, over the last few years, has been systematically developed for recreation by groups like Wild Trails and the Southern Off-Road Bikers Association (SORBA). The amount of trails close to town is off the charts. There are 56 trailheads within 30 minutes of downtown. Boulder has only 21.It’s not just singletrack that Chattanooga offers. “Chattanooga is easily one of the top two or three climbing towns in the country,” says Dan Rose, a climber who opened the Crash Pad hostel in downtown Chattanooga in 2010. The fabled crags of Lookout Mountain are 10 minutes from downtown.For mountain bikers and trail runners, Raccoon Mountain’s 22 miles of singletrack waits 10 minutes away. For hikers, the Cumberland Trail starts 20 minutes from town and continues to grow north. New trail projects are scattered throughout the gorge, including an inner city tract known as Stringer’s Ridge and Williams Island, a 20-acre hunk of land sitting in the middle of the Tennessee River close to downtown.“It’s changed the lifestyle of the city,” Whorton says. “The outdoors isn’t just for the weekends here. It’s after work. It’s lunch break. You can blitz up to Raccoon Mountain, knock out a loop, and be back to work in an hour and a half.”The growing “live to play” philosophy catapulted Chattanooga into the national spotlight this year when Outside Magazine readers declared the city the “Best Town Ever,” besting perennial favorites like Boulder, Portland, and Durango. It wasn’t always this way. Before former mayor-turned Senator Bob Corker declared Chattanooga was “the Boulder of the East” in 2003 and enacted key initiatives to make good on that claim, few locals were enjoying the outdoor adventure that was staring them in the face. Ben Friberg is a Chattanooga local and stand-up paddleboarder who says he had the rivers and mountains to himself as a kid.“I was always surprised there weren’t more people out in the elements when I was growing up,” says Friberg. “In the ‘90s, it seemed like you had everything to yourself. If you ran into anyone on the river, they were probably a good friend.”Today, the creeks that Friberg grew up paddling are widely recognized as some of the steepest and gnarliest in the South. Ditto the climbing on the sandstone walls that rise from the Tennessee River and its many tributaries. Some of the most storied climbing crags in the East (Tennessee Wall, Sunset) sit on the outskirts of downtown. The singletrack continues to grow as well, as mountain bikers and trail runners work together to build out Raccoon Mountain’s system and create brand new trail hubs, like the newly created Five Points system, which runs on top of Lookout Mountain not far from downtown. You could still call Chattanooga the dirtiest city in America. Only now, it’s a compliment.Raccoon Mountain22 miles of purpose-built singletrack overlooking downtown Chattanooga. The system was built by mountain bikers, but is beloved by all and hosts the Scenic City Trail Marathon and a leg of the Chattanooga Mountains Stage Race.Tennessee WallA 100-foot sandstone cliff on the edge of the Tennessee River Gorge in Prentice Cooper State Forest. The crack-heavy crag is one of the most beloved climbing areas in the East.Tennessee RiverThe steep slopes surrounding Chattanooga are full of class IV-V creeks. For something more mellow, consider knocking out a piece of the 48-mile Tennessee River Blueway that runs from Chickamauga Dam to Nickajack Dam. The section that skirts the edge of downtown near the aquarium is popular with canoes, kayaks, swimmers, and SUP’s.LAND AT The Crash PadThe Crash Pad, a boutique hostel in downtown Chattanooga that caters to the adventure-set, is easily the nicest hostel you’ll ever stay in state-side. crashpadchattanooga.com Gear Up AT Rock Creek Rock Creek Outfitters has been singing Chattanooga’s praises for two decades. Their popular race series helps fund the many trail projects around town. rockcreek.com
The Colombian government seeks to accelerate the peace talks with the communist FARC guerrillas, head of the official negotiators Humberto de la Calle said before leaving for Cuba to resume talks on January 14. “We need a better pace. I want it to reach public opinion and the FARC,” former Colombian Vice President told the press. Negotiators appointed by President Juan Manuel Santos’s government traveled to Havana, Cuba, after the Christmas and New Year’s holiday recess, on January 13. The talks, which started in the Cuban capital on November 19, 2012, have developed “slowly,” confirmed President Santos in December, after receiving a report from negotiators. Santos has set November 2013 as a deadline for reaching an agreement with the FARC. “We want to move with responsibility, but at a rate in which the country expects to reach the results to benefit Colombia,” De la Calle added. He assured that “the government team is aware of the desire for peace in the country,” and that is the reason why they are involved in these talks with “realism, seriousness, dignity, and without generating false expectations about the results.” He highlighted the government delegates and the Revolutionary Armed Forces of Colombia (FARC) would resume the discussion about rural development on January 14, the first of five points in the previously agreed negotiation agenda. Former Vice President De la Calle revealed that the parties were already “discussing each one of the specific issues” of the first agenda topic. The other four subjects to be discussed include: drug trafficking, rights of the victims of the armed conflict, guerrillas’ transition into political life, and the mechanics of the armed conflict’s end with the FARC, which have been in an armed battle against the State for 48 years. De la Calle added that “we have a long way ahead. There is a chance for peace, and we hope it is settled in concrete agreements.” The negotiation process with the FARC – the fourth one in history with the insurgents – was supported by former U.S. President and Nobel Peace Prize Laureate Jimmy Carter on January 12, who visited Bogotá to learn firsthand about the progress of peace talks. “The (peace) process is not only important for Colombia, but also for the region and the whole world,” Carter said on January 12 after meeting with Santos. By Dialogo January 15, 2013
By Nelza Oliveira/Diálogo December 18, 2017 Brazil played host to two military world games in Rio de Janeiro: the second Military World Beach Volleyball Championship (November 6th–13th) and the 49th Military World Swimming Championship (December 11th–15th). The Taekwondo Military World Championship will also take place in the country in 2018. The events—part of the International Military Sports Council (CISM, in French)—fall under Brazil’s ministries of Defense and Sports, via the Department of Military Sports. The championships’ goal is to encourage preparation of high performing military athletes for the 2019 Military World Games, and the 2020 Olympic Games in Tokyo, Japan. “Brazil is an outstanding member of the council and considered one of the greatest world military sports powers. The country aspires, with reason and merit, to be an Olympic power. The continuity of our program will certainly help the country in the pursuit of this dream,” said Brazilian Navy Vice Admiral Paulo Zuccaro, director of the Department of Military Sports of the Ministry of Defense. “The World Military Games currently include 41 sporting events, of which 34 are Olympic events. They intentionally precede the Olympics. The council deliberately holds the World Military Games one year before the Olympics to encourage different countries’ to plan for this event,” Vice Adm. Zuccaro said. Beach volleyball leaders More than 50 athletes from Brazil and other countries participated in the second Military World Beach Volleyball Championship. Brazil dominated the podium, winning eight out of nine medals in both categories. In the men’s category, the duo comprising Brazilian Navy (MB, in Portuguese) Petty Officer Second Class Álvaro Filho and Brazilian Air Force Staff Sergeant Saymon Barbosa Santos, won the gold medal. Brazilian Army (EB, in Portuguese) Command Sergeant Major Gustavo “Guto” Albrecht Carvalhes and EB Command Sergeant Major Vitor Araújo Gonçalves Felipe took the silver. The bronze went to MB Petty Officer Second Class Evandro Gonçalves Júnior and MB Petty Officer Second Class André Loyola Stein. In the women’s category, MB Petty Officer Second Class Ágatha Bednarczuk and EB Command Sergeant Major Eduarda “Duda” Santos Lisboa won the gold, while EB Command Sergeant Major Larissa França Maestrini and EB Command Sergeant Major Ana Patrícia Silva Ramos took the silver. Qualifying rounds were held at the Army’s Physical Training Center in the southern zone of Rio de Janeiro, one of Brazil’s great sports training hubs, where athletes train for the Tokyo 2020 Olympic Games. The semifinals and finals took place at the Olympic Park in Barra to take advantage of the Olympic legacy of Rio 2016. “This experience is very important for me because every tournament, every day that goes by, is a learning experience. To be part of the high performance team is very important,” said CSM Lisboa, of the gold-winning pair. “It’s an honor and a pleasure to be able to represent the [Armed] Forces and Brazil. For us, it’s a great pleasure,” said CSM Larissa, of the duo that took the silver medal. At the closing ceremony, EB Colonel David Kabré, a CISM representative, congratulated the military athletes and spoke about the importance of friendship and overcoming cultural differences for peace. “At the beginning I thought there’d be a good level of competition. Now, at the end, I see that it was an excellent competition,” he said. Swimming championship The CISM 49th Military World Swimming Championship in Rio de Janeiro brought together more than 300 foreign service members, including athletes and technical committees. In addition to Brazil, 11 countries participated. The opening ceremony and competitions were held at the Air Force University at Campo dos Afonsos, in the western part of Rio de Janeiro. According to Vice Adm. Zuccaro, swimming has a strong military component in the competition and—similarly to the Military World Volleyball games—gathered the best Brazilian athletes. “In swimming we have high-profile names, like Etiene Medeiros—by far the biggest name in Brazilian swimming—in addition to João Gomes Junior and Daiene Marçal Dias. The three just won the Fast Lane Challenge held in October. The recent event combined two men and two women in a very difficult race against a strong North American foursome that included Olympic medalists. The level was very high,” Vice Adm. Zuccaro said. All athletes who participate in the military world championships are part of the High Performance Athletes Program (PAAR, in Portuguese), created in 2008. A year prior, the country hosted the 2011 Military World Games and won first place in a number of events. The objective of PAAR is to strengthen the Brazilian military team to participate in high-level national and international sporting events. “At the Rio 2016 Olympic Games, Brazil won 19 medals, 13 of which were from military athletes who represented just 30 percent of the Brazilian delegation of 145 athletes. Our winning medal rate was practically five times greater than the national average. It took 50 athletes from the delegation to win an Olympic medal. Among the military, one in 11 won a medal,” said Vice Adm. Zuccaro. “So we have every indication that we must make great strides with our program, because it’s important for the country.” Sports as a social alternative According to Vice Adm. Zuccaro the Armed Forces have invested in young athletes for 14 years through the Armed Forces in Sports Program—the Ministry of Defense, in partnership with the ministries of Sport and Social and Agrarian Development developed the curriculum. Through sports, the program currently serves 23,000 youth and adolescents between 6 and 18 years old in vulnerable social situations throughout the country. “The main objective of the program is social inclusion, but we also manage to discover talents. It’s one of the aspects most needed in Brazil: integration between fundamentals and high performance,” said Vice Adm. Zuccaro. “We are very satisfied and proud of these two programs,” he said. Taking advantage of the favorable turn of events, Brazil, said the Vice Adm., will present its candidacy to CISM to host the Military World Judo Games in 2018.
Sign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York A Manhattan mom accused of driving drunk with her two children in the vehicle fled the scene of two accidents on the Seaford Oyster Bay Expressway Tuesday afternoon before slamming into a guardrail and overturning her Jeep Cherokee, Nassau County police said. Megan Pieroni, 38, faces several charges, including driving while intoxicated and two counts of aggravated driving while intoxicated, under Leandra’s Law. Her 5-year-old son and 10-month-old daughter, one of whom suffered a minor arm injury, were treated at a local hospital and released to the care of family members, police said. Pieroni, who injured her arm, remained in the hospital for observation, police said.Pieroni, according to police, was driving a 2008 Jeep Cherokee southbound on the Seaford Oyster Bay Expressway at Exit 12 around 3:05 p.m. when she was involved in an accident and allegedly left the scene. Several minutes later, she got into another accident near Exit 7 that resulted in the other driver sustaining a minor injury, and she fled the scene a second time, police said. At around 3:10 p.m. Pieroni lost control of the Jeep near Exit 3, slammed into a guardrail on the shoulder and overturned the SUV, police said.Responding Highway Patrol officers detected alcohol on her breath and said that she was slurring her words and had red, bloodshot eyes, police said. A breathalyzer test conducted at the scene produced a positive result, police said, though they did not release a blood-alcohol level. Pieroni was also charged with endangering the welfare of a child and leaving the scene of an accident. An arraignment date has not been set. Police said she’ll have her first court appearance “when practical.”
continue reading » ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr With the need for social distancing during the current COVID-19 pandemic, you have probably heard a lot about eClosings and eMortgages. As explained in frequently asked questions (FAQs) prepared by Fannie Mae, “[a]n eClosing is the act of closing a mortgage loan electronically.” The Fannie Mae FAQs describe the term eMortgage to generally refer to an eClosing process that involves the note and mortgage being executed through the use of electronic signatures. The eClosing process could ultimately result in a note and mortgage signed electronically –an eMortgage—or the note and mortgage might require wet-ink signatures while disclosures are provided electronically to the applicant and signed electronically by the applicant. The Fannie Mae FAQs note that this latter process ending with electronic disclosures and a physical note and mortgage is often referred to as a hybrid closing.Your credit union might already be using a hybrid closing process and might be interested in moving toward an eMortgage process involving an electronically signed note and mortgage. Today’s blog will solely focus on the statutory requirements that must be satisfied to have an enforceable electronically signed note. A later blog will address requirements that affect whether an electronically signed mortgage is permissible under state law.Wait, ESIGN Permits Electronic Signatures on a Promissory Note Governed by Article 3 of the Uniform Commercial Code?A promissory note executed by a borrower evidences the borrower’s written promise to repay a loan received from a credit union. A promissory note, in general, is governed by Article 3 of the Uniform Commercial Code (UCC). The scoping provisions of the Electronic Signatures in Global and National Commerce (ESIGN) Act, suggest that the general rule of validity related to electronic records and electronic signatures does “not apply to a contract or other record to the extent it is governed by . . . the Uniform Commercial Code, as in effect in any State, other than sections 1–107 and 1–206 and Articles 2 and 2A.” See, 15 USC § 7003(a)(3). But a different section of the act, section 7021 of title 15 of the United States Code, provides the framework for using an electronic record like a promissory note governed by Article 3 of the UCC. That section explains that the key concept in facilitating an electronically signed note is the transferable record.
The German was creating issues until Lampard made some half-time tweaks (Picture: Getty)Frank Lampard says Chelsea struggled to deal with the movement and positioning of Arsenal playmaker Mesut Ozil and was disappointed with how his side dealt with playing against 10 men.The west Londoners looked in complete control of Tuesday night’s 2-2 draw at Stamford Bridge when David Luiz was sent off for a cynical foul, with the double jeopardy rule not applying as Jorginho converted the resulting penalty.But rather than laying siege to Arsenal’s goal, it was actually the visitors who began to exert control, with Mikel Arteta even changing his mind over subbing on a centre-back due to how well the team were playing. Frank Lampard explains how Mesut Ozil caused Chelsea problems against Arsenal Advertisement Ozil worked tirelessly before being substituted in the second half (Picture: Getty)Lampard was unhappy with how Chelsea approached the match once Arsenal had been reduced to 10 men, particularly how they dealt with Ozil, and welcomed the chance to make tweaks at half-time.AdvertisementAdvertisementADVERTISEMENTAsked why his side struggled to control the game despite their man advantage, Lampard explained: ‘Well I think probably for 15 minutes in the first half it did because I think we were still probably in the mindset of them with 11.‘And Ozil pulling out to the side and giving you some problems and I think we ended up being in a kind of middle ground. So I was pleased for half-time so I could address that.’More: Arsenal FCArsenal flop Denis Suarez delivers verdict on Thomas Partey and Lucas Torreira movesThomas Partey debut? Ian Wright picks his Arsenal starting XI vs Manchester CityArsene Wenger explains why Mikel Arteta is ‘lucky’ to be managing ArsenalIn another interview with BT Sport, he added: ‘I think we were used to having a little bit of an issue where Ozil comes out to the side and we sort of stayed in the mode of dealing with them with 11, when really with 10 we could have been more aggressive.’Lampard continued: ‘Then I thought the second half was what it was, we had loads of the ball, we were in their half most of the time, they had a few breakaways – that can happen. Comment Metro Sport ReporterWednesday 22 Jan 2020 12:24 pmShare this article via facebookShare this article via twitterShare this article via messengerShare this with Share this article via emailShare this article via flipboardCopy link19.7kShares Advertisement Chelsea had to settle for a point despite playing against 10 men (Picture: Getty)‘Sometimes being tentative when they’ve got 10 is wrong, you have to go in and still be really positive to make sure they don’t get out. And they had a few moments and they fought for it and that’s what they should do in a London derby.‘So the initiative is on us to be really ruthless about doing the right things, to move the ball quick enough, to take your chances when they came along. I thought we moved it quick enough at times but we didn’t take our chances when we got them.’MORE: Mikel Arteta praises Arsenal starlet Gabriel Martinelli and explains substitution confusionMORE: Ian Wright mocks Cesar Azpilicueta’s celebration after Arsenal find late equaliser against Chelsea